Business Loan, Finance, MSME, MSME Funding, Startup Funding, Uncategorized

Funding options for MSMEs in India

Classification of MSMEs: As per the MSMED Act 2006, the Micro, Small and Medium Enterprises are divided into two classes: Manufacturing Enterprises: The enterprises which are engaged in the manufacture or production of goods pertaining to any industry (as per the list appended as Annexure I), or employing plant and machinery in the process of… Continue reading Funding options for MSMEs in India

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MSME

Schemes and Subsidies for MSMEs in India

By Kaustubh Jadhav In the past six decades, MSMEs in India have grown at a rapid rate. The contribution of the sector to the economy has also increased significantly, year after year. In the last few years, the Government and the RBI have introduced structural reforms to make the sector a catalyst for the growth… Continue reading Schemes and Subsidies for MSMEs in India

Startup Funding, Uncategorized

Equity Funding for Startups and MSMEs: A Primer

By Alastair Pavrey Many entrepreneurs find themselves in a dilemma when it comes to raising funds and deciding between equity and debt. There are lot of common concerns regarding equity with respect to losing control and giving up equity stake which leads them towards debt funding, ignoring the risks inherent with that strategy. Although sometimes… Continue reading Equity Funding for Startups and MSMEs: A Primer

Business Loan, Finance, MSME, MSME Funding

Banks must bank on MSMEs – Q3 FY18 banking review, the NPA mess and the resolution process

By Alastair Pavrey The banking sector has always been in the spotlight, for good or bad. Considered a backbone of the economy, the integrity of the institutions has been questioned due to various issues, ranging from the exponentially increasing Non-performing Asset (NPA) woes to the recent frauds making waves around the finance community. Let us… Continue reading Banks must bank on MSMEs – Q3 FY18 banking review, the NPA mess and the resolution process

Business Loan

NBFCs – Changing the Bank-centric lending culture

NBFCs (Non-Banking Financial Companies) have emerged as a better alternative to Banks, for loans, including Business Loans, because of their innovative products, quicker Turn Around Time, higher Risk taking capabilities (because of better risk assessment and credit assessment systems), and better understanding of the segment in which they specialize. This fact is well understood by… Continue reading NBFCs – Changing the Bank-centric lending culture

Business Loan

Startup valuations for Private Equity Investment

Business Valuation is a process and a set of procedures used to determine what a business is worth. Business value can be different for business owners and investors. Business valuation is the expected selling price of the Business, the actual value varying, depending on how the valuation is determined. There are 3 ways to determine… Continue reading Startup valuations for Private Equity Investment

Business Loan

AFFORDABLE HOUSING – A profitable Investment and Lending Opportunity

One of the dreams of successive governments has been “Housing For All”. Over the years, the regulations for Investment Opportunities in the Affordable Housing Segment have been revised and liberalised, to promote Competitive Investment Opportunities. With a target of “Housing For All by 2022”, the Current Government has further liberalised Investment Opportunities (including Foreign Investments) in Real… Continue reading AFFORDABLE HOUSING – A profitable Investment and Lending Opportunity